The 28-Day Challenge

Feeling cash strapped? Trying to dig out of debt from December? February is the shortest month of the year and is a good time to challenge yourself to simplify. Experiment with cutting out non-necessary expenses for 28 days to see the impact on your cash flow and your happiness. What would happen if you made most your meals at home with your family and friends; If you invited your friends over to make a meal together instead of going out on the town; If you didn’t watch the cable add-ons for the 28 days; If you packed your lunches and not buy anything from a vending machine?

Only you can decide what your wants are, what makes you happy and what is worth the cost. Try the 28-day experiment. See how much money you can churn toward reducing your debt, build up your emergency fund or give to a cause like Haiti. The challenge is on… go for it!

Comments

Post a Comment

Popular posts from this blog

ang huwarang pamilya

Malapit nang matapos ang Buwan ng Wikang Pambansa. At bilang paggunita sa kahalagahan ng pagmamahal sa sarili nating wika ay tatanghalin ang isang paligsahan sa eskwelahan ng aming panganay na anak. Para sa Junior Advanced Casa, ang paligsahan ay isahang pagbigkas ng tula at ang napiling tula ay:   Ang Huwarang Pamilya   Sa aming tahanan Buo ang pamilya Lubos na kasiyahan Aming nadarama Maaga pa lamang Iyong makikita Haligi ng tahanan Hayun nasa palayan Ilaw ng tahanan Laging nariyan Tunay na mapagmahal Maasikaso talaga Si kuya, si ate Maasahan din Masipag, magalang Magaling sa eskwela Itong aking pamilya Magandang huwaran Sa aking paglaki Sila ang tutularan    We have been egging TL#1 to memorize the poem. It's a bit of a struggle because we exposed him to the English language. Now, we're trying to help him learn to speak in Tagalog. He has already memorized the words but wouldn't listen and try to speak in the proper intonation. He apparently did not inherit my pen...
Read more

Submerging Market Update

note: This post was begun some time ago and the date-time stamp reflects the initial draft. The bulk of the data has been added since then. China: The Collapse Begins Chinese exports are collapsing and industrial activity with it. Recent reports suggest that they are experiencing mass factory shutdowns with owners and manager absconding. According to the BBC , migrant workers from rural areas are returning to their homes in the countryside en masse . Those watching the media would think that an shocking collapse came out of nowhere in the last few weeks. Readers of Financial Jenga have known that this was not just possible but virtually inevitable for many months. China could spend some of their dollars but they need to keep at least $1 trillion so the Yuan doesn't completely crash and burn. The interesting problem is the currency mismatch and "sterilization" issues. China's money supply growth is going to fall quickly as there will be fewer incoming dollars against ...
Read more

a brief trip to (smelly) Manila Zoo

Image
Manila Zoo. There was a time a long time ago when the mere mention of Manila Zoo made me feel giddy with excitement. I have committed to memory a childhood picture where I was happily posing in front of a peacock pheasant. Simple joy! I hail from the province and a trip to Manila used to be so special. What I didn't realize until I had children is that I was lucky to have grown up a probinsyana  - to have the fields, vast expanse of free space and hills as my playground. To have flowers to pluck, leaves to gather, dragonflies to catch, trees to climb, free fresh fruits to eat. My kids aren't as lucky. That's why a trip close to nature is a treat for our children. We brought the kids to Manila Zoo yesterday, as reward to our pre-schooler for winning the Interbranch science quiz bee in school. He loves animals and was happy to see the elephant, the birds, the tigers and the crocodiles. He was indifferent to the smell and the dilapidated look of the zoo. ...
Read more