personal finance: planning for a brighter life
It's a good thing the husband was able to buy us (free!) 'tickets' to the Brighter Life Session on Personal Finance by Sun Life Financial. The session was held this Saturday, September 7, from 10 in the morning to 12 noon at the spacious Coffee Bean and Tea Leaf Net Lima in Bonifacio Global City. We live nearby so we got to the venue early and had the chance to meet and chat with some Sun Life Financial Planners. Randell Tiongson of www.randelltiongson.com was the invited no nonsense resource speaker. It was a time well-spent and I came home with a number of takeaways. Financial Literacy As an accountant by profession, I am financially literate in theory. I mean I understand cash flows, the concept of income and loss and the analysis of which scenario would bring in more profit or savings. The problem is I don't apply those skills to my personal finances. I should. We should. Which leads me to my second takeaway... Personal Finance Personal Finance = 80% Behavior + 20%...