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"If you cannot control your emotions, you cannot control your money." - Warren Buffet The Problem I am dangerous when i'm stressed or having issues with my self-esteem. I swipe my card and I slash my savings. Good things those moments come few and far between. But the main culprit that hinders me from attaining financial freedom is the 'upgrade' in lifestyle and that need (or more aptly - want) to 'reward' myself for a day's hard work in the form of food. Kapag na-stress - kain tayo sa masarap! Kailangan masarap. Bawal magutom, marami pa akong gagawin. I can't believe I have been spending more than 10% of my net pay on food! But my growing waistline is enough proof. I feel the need to be up-to-date when it comes to gadgets which explains the recent impulsive purchase of Samsung Galaxy S4 even though I still have an iPhone 4s that works just fine. Ewan ko ba. Then the news of iPhone 5c and iPhone 5s came out. I wanted to trade-in my S4! And I stil...

I am in a bad mood. I am sad, close to depressed. Drama queen is reporting for duty. Eh kasi naman , I accounted for my assets, liabilities, income and expenses last night to put all those preaching about personal finance into action. And I was not happy with the result.  visit Real Living magazine website It did not help that we went to the  RL Space exhibit  today and learned how much like this and like this and like this will  cost . The pressure to cut down on expenses is on.  I need to be more prudent in my spending. I should avoid going to the mall (I almost bought a camera today despite of the current state of my financial health).  I should also cut down on my food costs.  Kain kasi ng kain ng kain ng kain. Walang katapusan. :) I should continue to pray for good health for myself and my family. We have had financial setbacks from the previous years due to sickness in the family - from my laparascopic surgery to TL#1's bout with the kawasaki ...

This weekend, the husband was looking at his vision board and pointed to a picture of the Eiffel Tower. Husband (with much conviction): I am going here! TL#1: Oh, you're going to Paris, France. Mommy has been there . Husband: Yes, I am. Then the husband went downstairs. While in the room, TL#1 and I read a story about teamwork from the 7 Habits of Happy Kids book. After we finished the story, we decided to go down... TL#1 (very puzzled when he saw the husband): Daddy, you're here?! Husband (looking up nonchalantly from his iPad): Yes. TL#1: Huh, I thought you went to Paris. Why are you here?!? Harharhar! Speaking of vision board, I would want to make my own, too. It has been a while since I set goals for myself. Through our example, we hope that our son will learn to practice the value of goal-setting at an early age. If you want to make your own vision board, Martha Beck has guidelines here . - Posted using BlogPress from my iPad

Why drive, when the husband can drive and you can blog? ;) Do you find it hard to get out of bed every working day? Are you stuck in a rut and couldn't seem to get out? Are you looking for a motivation? Well, I can not give you a solution. But I have this book 88 Super Practical Boosters To Get What You Want In Life  by Yonit Werber sitting neglected in my Kindle App. It's supposed to be a daily motivation snack so why don't I share the boosters one day (or night) at a time and we give it a try? It might just work. Get what you want in Life Remember: If you do not ask, you will not get it "What is it that you want for yourself today?" In your unbelievably hectic life, stop and take a moment to write what you want. They say there is power in writing down thoughts and goals. Own your goals. Believe that the powers of the universe will conspire to give you what you want. letting our goals soar with the flying lantern Do not edit your thoughts, be specific and write d...